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You could just call around insurers, seeking cheap car insurance on your own, though it will take a lot of time and potentially cost you a lot of money. Car Compare is an independent car insurance specialist with extremely strong ties to insurance companies, brokers and intermediaries. Using us to get car insurance on your behalf means:

1. Cheap car insurance. We pass so much business to car insurance providers that they offer us great rates that the general public, and even other car insurance comparison sites, may struggle to match.
2. A quick service. You don't want to spend hours trawling through directories and calling each and every car insurance firm, repeating the same answers. At Car Compare you fill in one quick form and we do all the legwork.
3. Tailor made car insurance. You are unique and so is your business, so we find the car insurance quotes that suit your vehicle and your specific needs.
4. Flexible payment terms. Each partner offers online payments and monthly instalment options are available, whatever you prefer.
5. Consistently low car insurance quotes. We check market prices on a daily basis, via our unique car insurance comparison system, which links up with all leading UK car insurance companies.

Simply complete the easy online car insurance quote form to gain a choice of competitive prices, policies and benefits from a wide range of car insurance schemes. If you prefer to compare car insurance in person then call our UK based team of specialists for assistance. In many circumstances we are able to beat our online car insurance quotes by asking just a few additional questions.

Struggling to find cheap car insurance quotes? Then use Car Compare, the UK car insurance comparison site. Simply complete our quick quote form now.

The world of car insurance can be a minefield of jargon and even the smallest change to a policy can sometimes make quite a difference on the car insurance quotes you receive. Here's a brief guide into how it all works and some tips to help you get cheap car insurance quotes and to make sure you end up with the right cover.

In the UK, car insurance is a legal requirement if you are to drive a car on the roads. A car insurance policy allows you to drive your car, provided it is under 3.5 tonnes. There are three levels of car insurance cover available for you to choose from, so when comparing car insurance quotes, make sure they are on a like for like basis.

1. Third Party Only car insurance: The most basic type of car insurance is Third-Party Only and it covers your liability for bodily injury or death to others and their property.
2. Third Party Fire and Theft: This includes the above third party risks, as well as risk of fire damage and theft of your vehicle. Select car insurance providers will also cover the contents of your car and items such as the CD player.
3. Comprehensive cover: Inclusive of Third Party Fire and Theft cover, comprehensive car insurance policies also cover the loss of, or damage to, your vehicle caused by an accident or vandalism. Some car insurance companies will include personal accident benefit within their comprehensive cover, should you be injured or die in an accident.

Please note that the specific cover will depend on the insurance company chosen and the policy taken out. We will advise you on policy limitations when you ask us to compare car insurance on your behalf.

Car insurance companies classify vehicles into groups. You have probably heard of the 20 group rating scheme that car insurance is subject to, and car insurance is really no different. Insurers rate each car with a number, usually between 1 and 20, with regard to how much of a risk they believe it is. If your car is in a higher group then it is considered quite risky so will be more expensive to insure, whereas owners of lower group vans will enjoy cheap car insurance.

The groups are chosen after examining the historical accident rate with that type of car, as well as the likely cost of repairing it following an accident. Usually, the larger and heavier the car, the more it is thought to be harder to drive and expensive to repair, so car insurance quotes will likely be higher for a large car.

The majority of car insurance companies use five categories within which they place cars as the starting point for calculating the insurance group.

1. Car-derived vans: These are vans that look like common cars and drive just like them, though the back windows are filled in with metal instead of glass and the rear seats have been replaced with a flat area to carry loads. The Vauxhall Astravan and the Ford Fiesta car are examples of car-derived vans.
2. Micro vans: The smallest type of car that isn't derived from a car, micro vans are generally used to carry small deliveries. The Citroen Nemo and Peugeot Blipper are counted as micro vans.
3. Small/light vans: Whilst from the front these vans look similar to a car, the rear will often have hinged double doors and a raised roof. A common small car is the Volkswagen Caddy.
4. Medium/panel vans: Panel vans are popular due to their easily accessible doors and large load capacity. The Ford Transit and Mercedes Sprinter are common panel vans.
5. Large vans: Capable of carrying very large loads, these vans will often have a double-axle at the back supporting four rear wheels. The Luton car, often used by independent removals firms, is a typical large car.

There are factors other than size which dictate the price of car insurance quotes, including the size of the engine and whether it is petrol or diesel, whether the car is manual or automatic and the level of security system installed.

The type of car you drive can make a huge difference when you come to compare car insurance. Here are our tips for cheap car insurance quotes:

1. If you do not already own a car then choose one that best suits your needs, as you could find it brings in far cheaper car insurance quotes. If you only plan on using your car for small deliveries then you should probably go for the smallest car that will do the job.
2. Look at a variety of makes and models. Often vans from very similar manufacturers will bring in quite different car insurance quotes, so look at a few to find out which would bring you the lowest premium.
3. Think about security. More security features will mean cheap car insurance is more likely. Choosing a car with strong locks, an alarm and immobiliser is a good start. Also, by parking in a garage or on a driveway overnight, car insurance will often cost less than if you leave the vehicle on the public roads.
4. Look at the cover and what you do not need. If you only ever use your car for local journeys then a policy with EU cover probably isn't going to be cost effective, so stick to UK car insurance cover. Car insurance quotes often include a replacement vehicle service but if you have a spare car or car and do not need one then mention this when you compare car insurance quotes as it should lower the cost.

Still have questions regarding car insurance quotes and how to find the right cheap car insurance? Then call our dedicated UK team now.